The Garden City Area Chamber of Commerce, in partnership with the Southwest Kansas Chambers of Commerce, has designed a health insurance program that all businesses big and small, including sole proprietors, can be a part of. Our goal is to help chamber members utilize as many local resources as possible while reducing the cost of health care.
Current Chamber members are eligible for enrollment. Any business that joins the chamber outside of the open enrollment period may complete a health questionnaire and be considered for coverage.
OPEN ENROLLMENT AND RENEWAL
The annual open enrollment period will take place from Nov 1st to Dec 31st. If a business is interested in enrollment but their current plan renews at a different time, they will need to submit health questionnaires for all employees no earlier than 3 months and no later than 2 months, prior to renewal.
Because this plan is 100% ACA compliant, each employer is required to contribute 50% of the most economical single option plan offered toward the employees premium. If the employee chooses one of the family options, the employer is only required to pay 50% of the most economical single option toward that family premium.
The participation percentage required is 65% of the full time (30+ hrs per week) eligible employees for the employer to be able to offer coverage. Waivers do not count against your participation total. If an employee has coverage elsewhere and they elect not to participate, they do not count against the total participation percentage.
We offer 5 different coverage options, as well as 3 different prescription options in which each employee can choose to create a combination that best meets their needs. Standard exclusions for care and prescriptions apply. Preventative care, well-woman check-ups, and man checks are 100% covered. Individuals with pre-existing conditions are also covered, per ACA federal requirements.
To search available providers in the state of Kansas, visit the Providrs Care Network online at www.providrscare.net. For a list of nationwide providers, visit First Health Network at www.firsthealth.com.
DENTAL AND VISION COVERAGE
Beginning in 2021, members will have the option to enroll in a dental and vision plan. These plans are voluntary and the employee will be responsible for all premiums. There will be no dental/vision network, so all providers will be considered in-network.